*,:after,:before{box-sizing:border-box;margin:0;padding:0}:root{--navy:#0f1e35;--navy-light:#1a2f4e;--gold:#c9a84c;--gold-light:#e8d5a3;--gold-pale:#faf6ec;--white:#fff;--gray-50:#f9fafb;--gray-100:#f3f4f6;--gray-200:#e5e7eb;--gray-300:#d1d5db;--gray-400:#9ca3af;--gray-500:#6b7280;--gray-600:#4b5563;--gray-700:#374151;--gray-800:#1f2937;--green:#059669;--green-light:#d1fae5;--red:#dc2626;--red-light:#fee2e2;--yellow:#d97706;--yellow-light:#fef3c7;--blue:#2563eb;--blue-light:#dbeafe;--radius:8px;--radius-lg:12px;--shadow:0 1px 3px rgba(0,0,0,.1),0 1px 2px rgba(0,0,0,.06);--shadow-md:0 4px 6px rgba(0,0,0,.07),0 2px 4px rgba(0,0,0,.06);--navy-900:#0b1e3f;--navy-800:#142c5e;--navy-700:#1e3a7a;--navy-600:#2a4d9e;--navy-50:#eef2f9;--gold-600:#b8932f;--gold-500:#d4af37;--gold-400:#e4c25a;--gold-50:#fbf6e3;--cream:#f8f5ee;--ink-900:#11203b;--ink-700:#33425d;--ink-500:#6a7791;--ink-300:#b8c0cf;--red-700:#a4161a;--red-100:#fce8e8;--amber-600:#b45309;--amber-100:#fef3c7;--green-700:#15803d;--green-100:#dcfce7;--slate-100:#eef1f6;--amber:#b45309;--topnav-h:58px}body,html{height:100%;font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Inter,Helvetica,Arial,sans-serif;background:var(--cream);color:var(--ink-900);font-size:14px;line-height:1.5}a{color:inherit;text-decoration:none}button{cursor:pointer}button,input,select,textarea{font-family:inherit;font-size:inherit}.app-shell{min-height:100vh}.app-shell,.main-area{display:flex;flex-direction:column}.main-area{min-height:0;min-width:0}.app-topnav{background:var(--navy-900);color:#fff;height:var(--topnav-h);padding:0 24px;gap:28px;border-bottom:3px solid var(--gold-500);position:-webkit-sticky;position:sticky;top:0;z-index:100}.app-brand,.app-topnav{display:flex;align-items:center}.app-brand{gap:12px;flex-shrink:0}.app-brand-logo{width:34px;height:34px;border-radius:6px;background:linear-gradient(135deg,var(--gold-500) 0,var(--gold-600) 100%);color:var(--navy-900);font-weight:800;font-size:13px;letter-spacing:.5px;display:flex;align-items:center;justify-content:center}.app-brand-text{display:flex;flex-direction:column;line-height:1.1}.app-brand-title{font-weight:600;font-size:14px;letter-spacing:.2px;color:#fff}.app-brand-sub{color:#a8b5d4;font-size:11px;margin-top:2px}.app-nav{display:flex;gap:22px;font-size:13px;flex:1 1;align-items:center}.app-nav-link{color:#d3dcee;padding:4px 2px;border-bottom:2px solid transparent;transition:color .12s ease,border-color .12s ease}.app-nav-link:hover{color:#fff}.app-nav-link.active{color:var(--gold-400);border-bottom-color:var(--gold-500);font-weight:500}.app-nav-right{display:flex;align-items:center;gap:18px}.app-nav-sub{display:flex;gap:14px;font-size:12px}.app-nav-sublink{color:hsla(0,0%,100%,.55);padding:2px 4px;border-radius:4px}.app-nav-sublink:hover{color:#fff;background:hsla(0,0%,100%,.07)}.app-nav-sublink.active{color:var(--gold-400);background:rgba(212,175,55,.1)}.app-me{display:flex;align-items:center;gap:10px;font-size:13px;color:#cbd5e8}.app-me-name{font-weight:500;color:#e6ebf5;max-width:120px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}.app-me-avatar{border-radius:50%;background:var(--navy-700);border:2px solid var(--gold-500);font-size:11px;font-weight:700;color:var(--gold-400)}.app-me-avatar,.app-me-signout{width:30px;height:30px;display:flex;align-items:center;justify-content:center}.app-me-signout{background:transparent;border:1px solid hsla(0,0%,100%,.2);color:hsla(0,0%,100%,.6);border-radius:6px;font-size:14px}.app-me-signout:hover{color:#fff;background:hsla(0,0%,100%,.08);border-color:var(--gold-500)}@media (max-width:900px){.app-brand-text{display:none}.app-nav{gap:14px;font-size:12px}.app-me-name,.app-nav-sub{display:none}}.topbar{background:var(--white);border-bottom:1px solid var(--gray-200);display:flex;align-items:center;justify-content:space-between;padding:16px 24px}.page-content{flex:1 1;padding:1.5rem;max-width:100%}.pagehead{padding:22px 28px 10px;display:flex;justify-content:space-between;align-items:flex-end;border-bottom:1px solid #e5ddc9;background:var(--cream);flex-wrap:wrap;gap:12px}.pagehead h1{margin:0;font-size:22px;color:var(--navy-900);font-weight:700;letter-spacing:-.3px}.pagehead .who{color:var(--ink-500);font-size:12px;margin-top:3px}.pagehead .who b{color:var(--ink-700);font-weight:600}.pagehead .timestamp{font-size:12px;color:var(--ink-500);text-align:right;line-height:1.5}.pagehead .timestamp b{color:var(--ink-700)}.scoreboard{padding:18px 28px;display:grid;grid-template-columns:repeat(6,1fr);grid-gap:14px;gap:14px;background:var(--cream)}.score{background:#fff;border:1px solid #e5ddc9;border-radius:8px;padding:12px 14px;display:flex;flex-direction:column;gap:4px;box-shadow:0 1px 0 rgba(20,44,94,.03);color:inherit;position:relative;cursor:pointer;transition:transform .12s ease,box-shadow .12s ease,border-color .12s ease}.score,.score:hover{text-decoration:none}.score:hover{border-color:var(--gold-500);box-shadow:0 4px 12px rgba(11,30,63,.09);transform:translateY(-1px)}.score:after{content:"→";position:absolute;top:10px;right:12px;font-size:12px;color:var(--ink-300);opacity:0;transition:opacity .12s ease,color .12s ease}.score:hover:after{opacity:1;color:var(--gold-600)}.score.accent{background:linear-gradient(180deg,var(--navy-800) 0,var(--navy-900) 100%);border-color:var(--navy-900)}.score.accent .lbl{color:var(--gold-400)}.score.accent .val{color:#fff}.score.accent .sub{color:#a8b5d4}.score.accent:after{color:var(--gold-400)}.score.accent:hover:after{opacity:1}.score .lbl{font-size:11px;text-transform:uppercase;letter-spacing:.6px;color:var(--ink-500);font-weight:600}.score .val{font-size:20px;font-weight:700;color:var(--navy-900);line-height:1.1}.score .sub{font-size:11px;color:var(--ink-500)}.grid{padding:14px 28px 0;grid-template-columns:1.1fr 1fr;grid-gap:18px}.grid,.grid-3{display:grid;gap:18px}.grid-3{padding:18px 28px 0;grid-template-columns:1fr 1fr 1fr;grid-gap:18px}.grid-bottom{padding:18px 28px 40px;display:grid;grid-template-columns:1fr 1.1fr;grid-gap:18px;gap:18px}@media (max-width:1100px){.grid,.grid-3,.grid-bottom{grid-template-columns:1fr}.scoreboard{grid-template-columns:repeat(3,1fr)}}@media (max-width:640px){.scoreboard{grid-template-columns:repeat(2,1fr)}}.tile{background:#fff;border:1px solid #e5ddc9;border-radius:10px;box-shadow:0 1px 3px rgba(11,30,63,.04);display:flex;flex-direction:column;overflow:hidden}.tile h2{margin:0;padding:13px 18px;display:flex;align-items:center;justify-content:space-between;gap:12px;font-size:13px;font-weight:700;color:var(--navy-900);letter-spacing:.3px;text-transform:uppercase;border-bottom:1px solid #eee5cf;background:linear-gradient(180deg,#fffdf4,#fff)}.tile h2 .tag{font-size:11px;font-weight:700;text-transform:none;letter-spacing:0;padding:2px 8px;border-radius:999px;background:var(--navy-50);color:var(--navy-800)}.tile h2 .tag.red{background:var(--red-100);color:var(--red-700)}.tile h2 .tag.amber{background:var(--amber-100);color:var(--amber-600)}.tile h2 .tag.green{background:var(--green-100);color:var(--green-700)}.tile h2 .tag.gold{background:var(--gold-50);color:var(--gold-600)}.tile .body{padding:10px 0 4px}.tile-footer{padding:10px 18px 16px}.tile-footer a{color:var(--navy-700);font-size:12.5px;font-weight:500}.tile-footer a:hover{color:var(--navy-900);text-decoration:underline}.tile-subhead{padding:8px 18px 4px;color:var(--ink-500);font-size:11px;text-transform:uppercase;letter-spacing:.5px;font-weight:600}.queue{display:flex;flex-direction:column}.queue .row{padding:10px 18px;display:grid;grid-template-columns:64px 1fr auto;align-items:center;grid-gap:12px;gap:12px;border-bottom:1px solid #f3edda;cursor:pointer;text-decoration:none;color:inherit}.queue .row:last-child{border-bottom:none}.queue .row:hover{background:#fbf7e8;text-decoration:none}.queue .esc{font-family:ui-monospace,SFMono-Regular,Menlo,monospace;font-size:12px;color:var(--navy-900);font-weight:700;background:var(--slate-100);padding:4px 6px;border-radius:5px;text-align:center}.queue .borrower{font-weight:600;color:var(--ink-900);font-size:13px}.queue .meta{color:var(--ink-500);font-size:11.5px;margin-top:1px}.queue .amt{font-feature-settings:"tnum";font-variant-numeric:tabular-nums;text-align:right;font-weight:700;color:var(--red-700);font-size:13.5px}.queue .amt.neutral{color:var(--navy-900)}.queue .amt.small{font-weight:600;font-size:13px;color:var(--ink-900)}.queue .days{display:block;font-size:10.5px;color:var(--ink-500);font-weight:500;margin-top:2px;text-align:right}.queue .days.bad{color:var(--red-700)}.breakdown{display:grid;grid-template-columns:repeat(4,1fr);grid-gap:1px;gap:1px;background:#eee5cf;border-bottom:1px solid #eee5cf}.breakdown.cols-2{grid-template-columns:1fr 1fr}.breakdown .cell{background:#fff;padding:11px 14px;text-align:left}.breakdown .cell .lbl{font-size:10.5px;text-transform:uppercase;color:var(--ink-500);font-weight:600;letter-spacing:.4px}.breakdown .cell .val{font-size:17px;font-weight:700;color:var(--navy-900);line-height:1.2;margin-top:3px}.breakdown .cell .val.red{color:var(--red-700)}.breakdown .cell .val.green{color:var(--green-700)}.breakdown .cell .sub{font-size:11px;color:var(--ink-500);margin-top:2px}@media (max-width:1100px){.breakdown{grid-template-columns:repeat(2,1fr)}}table.pipe{width:100%;border-collapse:collapse}table.pipe td,table.pipe th{text-align:left;padding:7px 18px;font-size:12.5px}table.pipe thead th{color:var(--ink-500);font-size:10.5px;text-transform:uppercase;letter-spacing:.5px;font-weight:600;border-bottom:1px solid #eee5cf;background:#fafaf1}table.pipe tbody tr{border-bottom:1px solid #f6efd9}table.pipe tbody tr:last-child{border-bottom:none}table.pipe tbody tr:hover{background:#fbf7e8;cursor:pointer}table.pipe .esc{font-family:ui-monospace,SFMono-Regular,Menlo,monospace;font-weight:700;color:var(--navy-800)}table.pipe .num{text-align:right;font-feature-settings:"tnum";font-variant-numeric:tabular-nums;font-weight:600}.pill{display:inline-block;padding:2px 8px;border-radius:999px;font-size:11px;font-weight:600}.pill.matured{background:var(--red-100);color:var(--red-700)}.pill.soon{background:var(--amber-100);color:var(--amber-600)}.pill.ok{background:var(--green-100);color:var(--green-700)}.pill.default{background:var(--red-100);color:var(--red-700)}.pill.active{background:var(--navy-50);color:var(--navy-800)}.except{display:flex;flex-direction:column}.except .item{padding:12px 18px;border-bottom:1px solid #f3edda;display:grid;grid-template-columns:26px 1fr;grid-gap:11px;gap:11px}.except .item:last-child{border-bottom:none}.except .bullet{width:22px;height:22px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:12px;margin-top:1px}.except .bullet.red{background:var(--red-100);color:var(--red-700)}.except .bullet.amber{background:var(--amber-100);color:var(--amber-600)}.except .bullet.gold{background:var(--gold-50);color:var(--gold-600)}.except .t{font-weight:600;color:var(--ink-900);font-size:13px}.except .d{color:var(--ink-500);font-size:12px;margin-top:2px;line-height:1.4}.except .d code{font-family:ui-monospace,SFMono-Regular,Menlo,monospace;font-size:11.5px;background:var(--slate-100);padding:1px 5px;border-radius:3px;color:var(--navy-800)}.except .d b{color:var(--ink-700)}.conc{padding:6px 18px 4px}.conc .row{display:grid;grid-template-columns:1fr 110px;grid-gap:10px;gap:10px;align-items:center;padding:7px 0;border-bottom:1px solid #f6efd9}.conc .row:last-child{border-bottom:none}.conc .name{font-weight:600;font-size:13px;color:var(--ink-900)}.conc .meta{color:var(--ink-500);font-size:11.5px;margin-top:2px}.conc .amt{text-align:right;font-feature-settings:"tnum";font-variant-numeric:tabular-nums;font-weight:700;color:var(--navy-900);font-size:13px}.conc .pct{text-align:right;font-size:11px;color:var(--ink-500);margin-top:1px}.conc .bar{grid-column:1/-1;height:5px;background:#f0e7c9;border-radius:3px;overflow:hidden}.conc .bar>span{display:block;height:100%;background:linear-gradient(90deg,var(--navy-700),var(--navy-600));border-radius:3px}.conc .bar.warn>span{background:linear-gradient(90deg,var(--red-700),var(--amber-600))}.risk-flag{padding:8px 18px 14px;color:var(--red-700);font-size:11.5px;background:var(--red-100);border-top:1px solid #f5c7c7}.concbar{background:#fff;border:1px solid #e5ddc9;border-radius:10px;padding:14px 16px;margin:0 0 14px;box-shadow:0 1px 3px rgba(11,30,63,.04)}.concbar .head{display:flex;justify-content:space-between;align-items:flex-end;margin-bottom:10px;gap:12px;flex-wrap:wrap}.concbar .head .lbl{font-size:11px;text-transform:uppercase;color:var(--ink-500);letter-spacing:.5px;font-weight:700}.concbar .head .sub{font-size:12px;color:var(--ink-500);margin-top:2px}.concbar .head .t5{font-size:15px;font-weight:700;color:var(--navy-700)}.concbar .head .t5.warn{color:var(--red-700)}.concbar .strip{display:flex;height:26px;border-radius:6px;overflow:hidden;border:1px solid #e5ddc9;background:#f5ecd3}.concbar .seg{height:100%;display:flex;align-items:center;justify-content:center;font-size:10.5px;font-weight:700;color:#fff;overflow:hidden;white-space:nowrap;border-right:1px solid hsla(0,0%,100%,.25)}.concbar .seg:last-child{border-right:none}.concbar .seg.other{background:#cfc6aa;color:var(--ink-700)}.concbar .legend{margin-top:10px;display:flex;flex-wrap:wrap;gap:6px 14px;font-size:11.5px;color:var(--ink-700)}.concbar .legend .sw{display:inline-block;width:10px;height:10px;border-radius:2px;margin-right:5px;vertical-align:-1px}.concbar .flag{display:inline-flex;align-items:center;gap:6px;background:var(--red-100);color:var(--red-700);padding:3px 9px;border-radius:999px;font-size:11px;font-weight:700;margin-left:8px}.chipbar{display:flex;flex-wrap:wrap;gap:8px;align-items:center;margin-bottom:14px}.chipbar .group-label{font-size:10.5px;text-transform:uppercase;letter-spacing:.5px;color:var(--ink-500);font-weight:700;margin-right:2px;margin-left:10px}.chipbar .group-label:first-child{margin-left:0}.chip{display:inline-flex;align-items:center;gap:6px;background:#fff;border:1px solid #dbd3bd;border-radius:16px;padding:5px 11px;font-size:12.5px;font-weight:600;color:var(--ink-700);cursor:pointer;-webkit-user-select:none;-moz-user-select:none;user-select:none}.chip:hover{border-color:var(--gold-500)}.chip.active{background:var(--navy-800);color:#fff;border-color:var(--navy-900)}.chip.risky{color:var(--red-700)}.chip.risky.active{background:var(--red-700);border-color:var(--red-700);color:#fff}.chip .ct{background:var(--slate-100);color:var(--ink-700);padding:1px 7px;border-radius:10px;font-size:11px;font-weight:700}.chip.active .ct{background:var(--gold-500);color:var(--navy-900)}.chip.risky .ct{background:var(--red-100);color:var(--red-700)}.chip.risky.active .ct{background:#fff;color:var(--red-700)}.pill.red{background:var(--red-100);color:var(--red-700)}.pill.amber{background:var(--amber-100);color:var(--amber-600)}.pill.green{background:var(--green-100);color:var(--green-700)}.pill.muted{background:var(--slate-100);color:var(--ink-500)}.pill.ext{background:#e0e7f3;color:var(--navy-800)}.pill.fam{background:var(--gold-50);color:var(--gold-600)}.pill.et{background:var(--green-100);color:var(--green-700)}.pill.code{background:var(--slate-100);color:var(--ink-500);font-weight:600;font-size:10.5px;padding:1px 6px;border-radius:3px}.ctxbanner{background:var(--gold-50);border:1px solid #ecd793;border-radius:8px;padding:10px 16px;margin-bottom:14px;display:flex;justify-content:space-between;align-items:center;gap:12px;font-size:12.5px;color:var(--navy-800)}.ctxbanner b{color:var(--navy-900)}.ctxbanner .clear{color:var(--gold-600);font-weight:700;cursor:pointer;font-size:12px}.ctxbanner .clear:hover{text-decoration:underline}.card{background:var(--white);border:1px solid var(--gray-200);border-radius:var(--radius-lg);padding:1.25rem;box-shadow:var(--shadow)}.card-header{display:flex;align-items:center;justify-content:space-between;margin-bottom:1rem}.card-title{font-size:14px;font-weight:600;color:var(--gray-800)}.metrics-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));grid-gap:12px;gap:12px;margin-bottom:1.5rem}.metric-card{background:var(--white);border:1px solid var(--gray-200);border-radius:var(--radius);padding:1rem 1.25rem;box-shadow:var(--shadow)}.metric-label{font-size:11px;text-transform:uppercase;letter-spacing:.06em;color:var(--gray-500);margin-bottom:.35rem}.metric-value{font-size:24px;font-weight:600;color:var(--gray-800)}.metric-sub{font-size:11px;color:var(--gray-400);margin-top:3px}.btn{display:inline-flex;align-items:center;gap:6px;padding:.4rem .9rem;border-radius:var(--radius);border:1px solid var(--gray-300);background:var(--white);color:var(--gray-700);font-size:13px;font-weight:500;transition:all .15s;white-space:nowrap}.btn:hover{background:var(--gray-50);border-color:var(--gray-400)}.btn-primary{background:var(--navy);border-color:var(--navy);color:var(--white)}.btn-primary:hover{background:var(--navy-light)}.btn-gold{background:var(--gold);border-color:var(--gold);color:var(--white)}.btn-gold:hover{background:#b8973b}.btn-sm{padding:.28rem .65rem;font-size:12px}.btn-danger{background:var(--red);border-color:var(--red);color:var(--white)}.form-group{display:flex;flex-direction:column;gap:5px}.form-label{font-size:12px;text-transform:uppercase;letter-spacing:.06em;color:var(--gray-500);font-weight:500}.form-input{padding:.45rem .75rem;border:1px solid var(--gray-300);border-radius:var(--radius);background:var(--white);color:var(--gray-800);font-size:13.5px;transition:border-color .15s}.form-input:focus{outline:none;border-color:var(--gold);box-shadow:0 0 0 3px rgba(201,168,76,.15)}.form-grid{display:grid;grid-template-columns:1fr 1fr;grid-gap:12px;gap:12px}.form-grid-3{display:grid;grid-template-columns:1fr 1fr 1fr;grid-gap:12px;gap:12px}.form-section{font-size:11px;text-transform:uppercase;letter-spacing:.07em;color:var(--gray-400);padding:.6rem 0 .5rem;border-bottom:1px solid var(--gray-200);margin:1.25rem 0 .75rem}.table-wrap{overflow-x:auto}table{width:100%;border-collapse:collapse;font-size:13px}th{text-align:left;padding:.6rem .75rem;font-size:11px;text-transform:uppercase;letter-spacing:.06em;color:var(--gray-500);border-bottom:1px solid var(--gray-200);font-weight:600;white-space:nowrap}td{padding:.65rem .75rem;border-bottom:1px solid var(--gray-100);color:var(--gray-700)}tr:last-child td{border-bottom:none}tr:hover td{background:var(--gray-50)}.badge{display:inline-flex;align-items:center;gap:4px;font-size:11.5px;font-weight:500;padding:.2rem .6rem;border-radius:100px;white-space:nowrap}.badge-active{background:var(--green-light);color:#065f46}.badge-default{background:var(--red-light);color:#991b1b}.badge-payoff{background:var(--blue-light);color:#1e40af}.badge-pending{background:var(--yellow-light);color:#92400e}.badge-paid{background:var(--gray-100);color:var(--gray-600)}.badge-good{background:var(--green-light);color:#065f46}.badge-underpaid{background:var(--red-light);color:#991b1b}.badge-overpaid{background:var(--blue-light);color:#1e40af}.search-bar{display:flex;gap:8px;margin-bottom:1.25rem}.search-bar input{flex:1 1}.page-header{margin-bottom:1.5rem}.page-header h1{font-size:20px;font-weight:600;color:var(--gray-800)}.page-header p{font-size:13px;color:var(--gray-500);margin-top:2px}.auth-page{min-height:100vh;background:var(--navy);display:flex;align-items:center;justify-content:center}.auth-card{background:var(--white);border-radius:var(--radius-lg);padding:2.5rem;width:100%;max-width:420px;box-shadow:var(--shadow-md)}.auth-logo{text-align:center;margin-bottom:2rem}.auth-logo-title{font-size:20px;font-weight:700;color:var(--navy)}.auth-logo-sub{font-size:12px;color:var(--gray-400);margin-top:4px}.auth-divider{width:40px;height:3px;background:var(--gold);margin:.75rem auto 0;border-radius:2px}.alert{padding:.75rem 1rem;border-radius:var(--radius);font-size:13px;margin-bottom:1rem}.alert-error{background:var(--red-light);color:#991b1b;border:1px solid #fca5a5}.alert-success{background:var(--green-light);color:#065f46;border:1px solid #6ee7b7}.mono{font-family:ui-monospace,Courier New,monospace;font-size:12px}.text-muted{color:var(--gray-400)}.text-right{text-align:right}.flex{display:flex}.flex-center{display:flex;align-items:center}.gap-2{gap:.5rem}.gap-3{gap:.75rem}.mb-4{margin-bottom:1rem}.mb-6{margin-bottom:1.5rem}.grid-2{display:grid;grid-template-columns:1fr 1fr;grid-gap:1.25rem;gap:1.25rem}.loading{display:flex;align-items:center;justify-content:center;padding:3rem;color:var(--gray-400);font-size:13px}